8 Ways to Drive in Wet Weather

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car

HOW TO: Buy a Vehicle. Step1- Assess Your Needs

So you’ve decided to purchase a vehicle, congratulations. If you’re stuck on how to proceed, not to worry. We’re here to help. Take a look at these factors which will help decide your future automobile.

Price

vehicle price, automobile price, car price
Image Credit: Automedia

First things first, focus on what you need and not what you want. For example, many drivers would love to have an expensive automobile such as a Ferrari, but that’s not what you need. Look at your finances realistically, as it will dictate what you can buy. Make an allowance for automobile insurance, vehicle servicing, registration and taxes as well.

Vehicle Size

If you have more than 3 or 4 people who will be using the car, its time you looked into a bigger vehicle. Otherwise, look into a smaller automobile. These are a lot cheaper and are very reliable. In addition, newer small vehicles provide excellent protection in the event of a crash. Furthermore, unless you plan to drive long distances off road, purchasing a 4WD is quite unnecessary, as you would be better off hiring it when you need to.

Automatic or Manual

stick gear shift, manual gear shift, automatic gear, manual gear
Image Credit:Youthvillage

This one could be based on your preference, but it actually come down to your license. Yes, an automatic is a lot easier to use than a manual, but make sure that your license says that you are allowed to drive one.

Used or New

This depends a lot on your preference as there are pros and cons for both. Buying a brand new automobile means that you will have more peace of mind as you purchase directly from a dealer, however you may be able to find a bargain buy if you were to purchase your automobile from a private seller if you look hard enough.

Fuel type

This is a tricky option here. As mentioned earlier, Sri Lankans are buying greener vehicles. Look at what matters to you: Using petrol is a cheaper option, but if you wish to make an eco-friendly purchase, you could look into a hybrid vehicle as well.

Next time we will make suggestions on how you can get information about your dream car. In the meantime, share your thoughts: what type of automobile do you really need?

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Disclaimer: The views shared in this blog are based on the macro economic conditions & industry status quo as per the time of publishing.

Attention! This car is powered by human brainwaves

Pay Attention

The Royal Automobile Club (RAC) of Western Australia has introduced the worlds first Attention powered car. Did you pay attention to the announcement?

Attention powered car
Image credit: RAC

How it works

Using brainwaves, the driver wears a headset while driving. The headset measures brain activity in real-time and monitors if the driver is focused by measuring the following criteria; engagement, excitement, fatigue, head movement rate and distraction. If the driver loses focus due to say, a sudden text message on their mobile phone and tries to take a sneak peek,  the device will detect that the driver has lost focus, and ‘reacts’ by slowing down the vehicle. As discussed earlier,  hands free technology doesn’t help minimize risk, so going along this particular route may be a step in the right direction.

Headset
The Headset. Image Credit: CNET

The Car slows down if at least one of these 3 things happen:

1. You switch tasks. i.e. your attention goes from the road to the radio.2. Your neural activity dips, or your blink and eye scan rate slows significantly i.e. you’re zoning out or fatigued.

3. The in-built Gyroscope detects that you’ve significantly turned your head away from the road.

International appeal?

Just like Sri Lanka, road safety is an issue around the world, with inattentive driving causing upto 12% of all motor accidents in Western Australia. Granted, the vehicle doesn’t look to be something which average motorists would buy-its highly unlikely that motorists would be inclined to wear a headset every time they go behind the wheel. Its a great tool to fight driver distraction but the results of these findings could be implemented in another way, say by creating an alarm which alerts motorists that they aren’t paying attention.

We are very excited about this technology. However, we want your thoughts. Tell us what you think in the comments!

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Disclaimer: The views shared in this blog are based on the macro economic conditions & industry status quo as per the time of publishing.


Sources

Find out More: Inattention, For The Better. [Accessed 13th November 2014].

Find out More: RAC’s Attention Powered Car, For The Better. [Accessed 13th November 2014].

Hands Free is not Risk Free

Question: Do you use a mobile phone or hands free headset while driving?

Be honest.

Stunning news

A new study sponsored by the American Automobile Association (AAA) found that drivers who use voice activated and hands free features to send texts, make phone calls, change radio stations or post on social media had a slower reaction time and higher level of distraction than those drivers who did not. This is a massive blow as it confirms what most people think: hands free is not risk free.

The mind can’t multitask

Although voice activated systems and hands free devices were designed to allow drivers to keep their hands on the steering wheel and eyes on the road, our brains cant multitask. According to the study, the area of the brain which processes moving images falls by 30% when talking on the phone. This means that drivers are more focused on the phone and a lot less on their surroundings, which can lead to more accidents.

Hands_free_phone
Image Credit: The Telegraph UK

Meanwhile… in Sri Lanka

Lets be honest: we’re at fault too. Whether it is to make a quick phone call home, texting the better half during rush hour, calling the kids so you can pick them up from tuition, ringing ahead to book a takeaway or even taking a picture of some hilarious Tuk Tuk Wisdom to upload onto Facebook. Its illegal and can cost you a major fine, or worse. The point is,  just because you have ways to multitask while driving, it doesn’t mean you should.

What do you think?

Do you feel that mobile phones/hands free headsets are a big reason for road accidents? Let us know in the comments!

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Disclaimer: The views shared in this blog are based on the macro economic conditions & industry status quo as per the time of publishing.


Source: AAA Foundation for Traffic Safety: Measuring Cognitive Distraction-Part II

Get a Motor Insurance Quote via SMS in 3 Steps

Motor Insurance.

This is usually the first thought by any vehicle owner. If you are a parent, this would be the first thing you would mention to your son/daughter who decides to get a car: ‘Make sure you have motor insurance!’. That being said, some of us have no idea about the cost of motor insurance. If this is you, and  you want a more convenient method to get a quote, we have one! You can get a quote from HNB General Insurance via SMS in 3 steps:

 Step 1: Text MQR to 072 020 0200 (Standard SMS Charges Apply)

mqr

Step 2: Select from the options provided

As you can see, its a lot of information.

First Photo-pick your Vehicle type, usage and value

It doesn’t stop there. Here is the second part of the message:

photo 2Step 3: Text us for your premium

Thankfully, the SMS prompts give you an example on how you should respond. Lets say you have a car (1-vehicle type), which you intend to use for yourself (A-private usage), plan to purchase MotorGuard (M-product) and have your car valued at Rs. 2,000,000/-, send your text in the following manner (see below), and the premium will follow.

ONE more

And there you have it! An obligation free motor insurance quote directly to your mobile in 3 simple steps.

Found this useful? Subscribe to our blog for more helpful tips and tricks!

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Disclaimer: The views shared in this blog are based on the macro economic conditions & industry status quo as per the time of publishing.